Can I open a chime account?

It’s a financial technology company offering banking services through other partner financial institutions. However, you can still open a Chime Spending Account, Chime Credit Builder Account or even a Chime Savings Account. Chime also offers the Chime card, to make spending and withdrawals just as easy as if you had a regular bank account.

Does chime have a credit check?

There’s no credit check to open an account and receive a Chime debit card. Your debit card can be used anywhere Visa is accepted. Chime’s Savings Account offers an 2.00% annual percentage yield (APY). That’s a fairly competitive rate compared to other high-yield savings accounts some of the top online banks offer.

What is Chime Banking?

Chime is an online financial app that offers checking and savings accounts provided by The Bancorp Bank, N.A. and Stride Bank, N.A, Members FDIC. Since Chime is completely digital, its customers don’t face typical banking costs such as overdraft charges and monthly maintenance fees.

Is Chime a good app?

At the time of writing, the Chime mobile app gets a good 4.6/5 rating on Google Play¹² and an even more impressive 4.8/5 over at Apple¹³. From within the app you can see your account balance, manage your card, check spending and more. This is the most convenient way to manage your money if you decide to open a Chime account.